HELPFUL
UNDERWRITING AND RESEARCH HINTS
More goes into a submission
than just filling in blanks on an application. Submitting an
application requires the agent to underwrite not only the
insured but also the exposures, the insured’s experience and
the applicable coverages. In order to obtain the facts
required to property underwrite a submission, a variety of
sources of information are available at your
fingertips.
Did you
know…..
- Access to all the county
property appraisers websites are available at www.state.fl.us/dor/property/appraisers.html
Details of ownership, age of
construction, building construction, square footage, values…
can be obtained and/or verified on this
website.
- Ownership information of
businesses such as federal id numbers, number of years in
business, status of business and lists Owners and officers of businesses can be
obtained at www.sunbiz.org
- Locating locations of property
is made easer at www.yahoo.com Yahoo has a MAP service that can be used to
pinpoint the property location
- Distance to coast and fire
protection classes can be obtained at www.safeconow.com under personal lines- address/territory
analysis.
- Workers’ compensation
compliance information on employers can be obtained at
www.fldfs.com/wc/ This website includes databases for Insurers
licensed to do business in the State of Florida,
compliance/proof of coverage and workers’ comp policy search
page.
- The Florida Workers’
Compensation Joint Underwriters Association website can give
you access to various forms to include the Acord 130,
Florida Workers’ Comp Application, Exclusion forms, ERM-14,
etc. The website address is www.fwcjua.com
- Telephones and address
information can be obtained from a variety of good sources.
We use www.superpages.com and www.whitepages.com . Business
and tenant occupancies can be verified on super
pages.
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